Coaching, consulting, and information product businesses sell digital programs, courses, and services—often at high price points. Banks consider these businesses high risk due to subjective outcomes, refund abuse, and launch-driven volume spikes.

Many coaching businesses are approved initially, only to face account holds or shutdowns after a successful launch or increase in average transaction size.

SMB Global provides merchant accounts for high-risk coaching and info product businesses. We help structure processing that supports high-ticket sales, digital fulfillment, and scalable launches while reducing the risk of payment disruptions.