‍High-Risk Merchant Processing. Built for Approval, Stability, & Scale

SMB Global specializes in approving and supporting high-risk merchants across complex, regulated, and hard-to-place industries. If traditional processors have declined you, restricted you, or raised rates unexpectedly, we’re built to help. We work directly with acquiring banks and sponsor institutions to place stable merchant accounts for businesses others avoid.

Same Day Approvals: Get approved and processing within 24 hours

No Rolling Reserves: 100% of your funds. Available immediately.

Chargeback Support: Win disputes. Protect revenue.

100+ Integrations: Plug-And-Play with Shopify, WooCommerce, Click funnels, more.

Merchant Accounts: We leverage our 15 trusted banking relationships to help you get a merchant account with the lowest rates and faster approval and deposit times compared to other processors.

International & Offshore: The SMB Global Network uses both international and offshore banking relationships to help entrepreneurs from around the world secure a credit card processing solution.

Chargeback Prevention Software: Excessive chargebacks can cause legitimate businesses to be considered high risk. Our chargeback prevention suite helps you identify chargebacks before they occur.

ACH & Virtual Check Services: Our robust ACH platform helps you optimize your processing while providing flexible payment options for your customers and giving you peace of mind.

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What we do differently

From underwriting to onboarding, we take a proactive approach that improves approval rates, reduces risk, and keeps your account running smoothly as you scale.

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Integrate with your tech stack

Seamlessly connect with the platforms that power your business—no complex setup required. Solutions Built for High-Risk Merchants. From online to in-person and MOTO, we structure each setup around your risk profile, business model, and growth plans.

Gateway / Online Processing

Secure, scalable online processing structured for complex industries and higher scrutiny.

Gateway / Online Processing

In-Person Processing

Retail and face-to-face processing structured for compliance and long-term approval.

In-Person Processing

MOTO Processing

Secure mail order and telephone order processing structured for manual-entry risk.

MOTO Processing

Chargeback Protection

Reduce disputes, monitor ratios, and protect your merchant account from sudden shutdowns.

Chargeback Protection

Dropshipping Processing designed to withstand long shipping cycles and dispute risk. Learn more Telemedicine Healthcare-aware underwriting built for recurring billing and compliance. Learn more Firearms & Tobacco Specialized placement with compliant banks that support regulated industries. Learn more Nutraceuticals & Supplements Approval-focused underwriting for compliant supplement businesses. Learn more Online Gaming Underwriting built for digital transactions, compliance, and dispute management. Learn more Adult & Dating Discreet, compliant adult payment processing built for long-term stability. Learn more Digital Marketing Payments designed for service-based businesses with dispute-sensitive billing models. Learn more Coaching Products Approval-focused underwriting for high-ticket digital products without surprise holds. Learn more MLM & Direct Sales Specialized underwriting for complex compensation models, distributor risk, and recurring billing. Learn more eCommerce Industry-aware underwriting, fast approvals, and eCommerce payment processing built for sustainable growth. Learn more Travel & Tourism Fast approvals, travel-friendly underwriting, and merchant accounts designed to handle delayed fulfillment without sudden holds. Learn more Blog Articles, News, Insights & Case Studies

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Take Control of Your Payments

Whether you’ve been declined, restricted, or just paying too much, we’ll help you secure a stable merchant account with transparent pricing and real support.

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