SMB Global Payments

High-Risk Merchant Processing. Built for Approval, Stability, & Scale

SMB Global specializes in approving and supporting high-risk merchants across complex, regulated, and hard-to-place industries.

If traditional processors have declined you, restricted you, or raised rates unexpectedly, we’re built to help. We work directly with acquiring banks and sponsor institutions to place stable merchant accounts for businesses others avoid.

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Same Day Approvals

Get approved and processing within 24 hours

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No Rolling Reserves

100% of your funds. Available immediately.

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Chargeback Support

Win disputes. Protect revenue.

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100+ Integrations

Plug-And-Play with Shopify, WooCommerce, Click funnels, more.

Our Merchant Account Services

Whether you’re processing online, in person, or across multiple channels, we match you with the right banking partners, structure your account for approval, and optimise it for long-term stability.

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Merchant Accounts

We leverage our 15 trusted banking relationships to help you get a merchant account with the lowest rates and faster approval and deposit times compared to other processors.

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International & Offshore

The SMB Global Network uses both international and offshore banking relationships to help entrepreneurs from around the world secure a credit card processing solution.

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Chargeback Prevention Software

Excessive chargebacks can cause legitimate businesses to be considered high risk. Our chargeback prevention suite helps you identify chargebacks before they occur.

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ACH & Virtual Check Services

Our robust ACH platform helps you optimize your processing while providing flexible payment options for your customers and giving you peace of mind.

What we do differently

From underwriting to onboarding, we take a proactive approach that improves approval rates, reduces risk, and keeps your account running smoothly as you scale.

Integrate with your tech stack

Seamlessly connect with the platforms that power your business—no complex setup required.

Solutions

Built for High-Risk Merchants

From online to in-person and MOTO, we structure each setup around your risk profile, business model, and growth plans.

Gateway / Online Processing
Gateway / Online Processing

Secure, scalable online processing structured for complex industries and higher scrutiny.

Gateway / Online Processing
In-Person Processing
In-Person Processing

Retail and face-to-face processing structured for compliance and long-term approval.

In-Person Processing
MOTO Processing
MOTO Processing

Secure mail order and telephone order processing structured for manual-entry risk.

MOTO Processing
Chargeback Protection
Chargeback Protection

Reduce disputes, monitor ratios, and protect your merchant account from sudden shutdowns.

Chargeback Protection

Industries We Serve

We specialise in securing stable merchant accounts for industries that traditional providers often reject or restrict.

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Dropshipping

Processing designed to withstand long shipping cycles and dispute risk.

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Telemedicine

Healthcare-aware underwriting built for recurring billing and compliance.

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Firearms & Tobacco

Specialized placement with compliant banks that support regulated industries.

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Nutraceuticals & Supplements

Approval-focused underwriting for compliant supplement businesses.

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Online Gaming

Underwriting built for digital transactions, compliance, and dispute management.

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Adult & Dating

Discreet, compliant adult payment processing built for long-term stability.

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Digital Marketing

Payments designed for service-based businesses with dispute-sensitive billing models.

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Coaching Products

Approval-focused underwriting for high-ticket digital products without surprise holds.

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MLM & Direct Sales

Specialized underwriting for complex compensation models, distributor risk, and recurring billing.

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eCommerce

Industry-aware underwriting, fast approvals, and eCommerce payment processing built for sustainable growth.

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Travel & Tourism

Fast approvals, travel-friendly underwriting, and merchant accounts designed to handle delayed fulfillment without sudden holds.

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Blog

Articles, News, Insights & Case Studies

Stay up-to-date with the latest news, insights, and expert guides from the field.